{"id":2045,"date":"2026-09-01T15:13:09","date_gmt":"2026-09-01T15:13:09","guid":{"rendered":"https:\/\/yourwealthadvisor.ca\/?page_id=2045"},"modified":"2026-09-01T23:58:50","modified_gmt":"2026-09-01T23:58:50","slug":"business-owner-insurance-continuity-planning","status":"publish","type":"page","link":"https:\/\/yourwealthadvisor.ca\/en\/business-owner-insurance-continuity-planning\/","title":{"rendered":"Business Protection Review for Quebec Business Owners"},"content":{"rendered":"<style>\n.site-content .ast-container{max-width:none;padding:0}.entry-header{display:none}.entry-content{margin:0}.bp{font-family:Arial,sans-serif;color:#123040}.bp section{padding:70px max(24px,calc((100% - 1120px)\/2))}.bp-hero{background:linear-gradient(125deg,#073b4c,#0a6170);color:#fff}.bp-hero .eyebrow{color:#d8b462;font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:.82rem}.bp h1{font-size:clamp(2.2rem,5vw,4.5rem);line-height:1.04;max-width:850px;margin:18px 0}.bp h2{font-size:clamp(1.7rem,3vw,2.7rem);margin:0 0 18px}.bp p{font-size:1.08rem;line-height:1.7;max-width:780px}.bp .btn{display:inline-block;background:#d8b462;color:#102d3b;padding:15px 23px;border-radius:6px;font-weight:700;text-decoration:none;margin:12px 12px 0 0}.bp .btn.alt{background:transparent;color:#fff;border:1px solid #b9d8d8}.bp .grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.bp .card{background:#f3f7f6;border-radius:12px;padding:26px}.bp .card h3{margin-top:0;color:#0a6170}.bp .dark{background:#102d3b;color:#fff}.bp .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.bp .steps b{display:block;color:#d8b462;font-size:1.3rem;margin-bottom:8px}@media(max-width:720px){.bp .grid,.bp .steps{grid-template-columns:1fr}.bp section{padding:48px 22px}}\n<\/style>\n<div class=\"bp\">\n<section class=\"bp-hero\">\n<div class=\"eyebrow\">For Quebec business owners &#038; incorporated professionals<\/div>\n<h1>Protect the business you built \u2014 and the people who depend on it.<\/h1>\n<p>A Business Protection Review helps you identify ownership, key-person, illness, disability and succession risks before they become a forced financial decision.<\/p>\n<p><a class=\"btn\" href=\"https:\/\/yourwealthadvisor.ca\/book-a-consultation\/\">Book a Business Protection Review<\/a><a class=\"btn alt\" href=\"#what-we-review\">See what we review<\/a><\/section>\n<section>\n<h2>Business continuity is not just an insurance question.<\/h2>\n<p>If an owner becomes ill, disabled, dies or exits unexpectedly, the business may need immediate cash, a clear ownership plan and coordinated advice. We start with the risk\u2014not a product.<\/p>\n<div class=\"grid\">\n<div class=\"card\">\n<h3>Protect ownership<\/h3>\n<p>Explore funding considerations for shareholder and buy-sell arrangements.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>Protect operations<\/h3>\n<p>Identify key-person and business-debt risks that can interrupt operations.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>Protect your family<\/h3>\n<p>Separate business obligations from personal financial security and legacy goals.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"what-we-review\" class=\"dark\">\n<h2>What we review together<\/h2>\n<div class=\"grid\">\n<div><b>Ownership &#038; partners<\/b><\/p>\n<p>Shareholders, roles, agreements and continuity questions.<\/p>\n<\/div>\n<div><b>Key people &#038; obligations<\/b><\/p>\n<p>People, debt and guarantees the business relies on.<\/p>\n<\/div>\n<div><b>Succession &#038; coordination<\/b><\/p>\n<p>Questions to take to your accountant and lawyer when appropriate.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section>\n<h2>A clear, needs-first process<\/h2>\n<div class=\"steps\">\n<div><b>01 \u2014 Discover<\/b><\/p>\n<p>Understand your business, ownership structure, family responsibilities and priorities.<\/p>\n<\/div>\n<div><b>02 \u2014 Analyze<\/b><\/p>\n<p>Identify risks, gaps and options within the scope of financial security planning.<\/p>\n<\/div>\n<div><b>03 \u2014 Coordinate<\/b><\/p>\n<p>Where needed, coordinate questions with your accountant and legal professional.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"dark\">\n<h2>Start with a Business Protection Review<\/h2>\n<p>No pressure to make a decision in the meeting. We will clarify your risks, priorities and practical next steps.<\/p>\n<p><a class=\"btn\" href=\"https:\/\/yourwealthadvisor.ca\/book-a-consultation\/\">Book your review<\/a><\/p>\n<p style=\"font-size:.9rem;margin-top:28px\">Hossein Fatemi, Financial Security Advisor. Currently serving Quebec residents. Insurance-based planning options may have tax, legal and estate implications; obtain advice from qualified tax and legal professionals.<\/p>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>For Quebec business owners &#038; incorporated professionals Protect the business you built \u2014 and the people who depend on it. 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